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Tag Archives: New Jersey Workers Compensation

Recent Updates to New Jersey Workers’ Compensation Legislation

Recent Updates to New Jersey Workers’ Compensation LegislationNew Jersey, like many other states, requires all employers – including corporations and LLCs – to carry workers’ compensation insurance if they have at least one individual that is paid to perform services for the company. Since 1911, New Jersey workers’ compensation law has regulated and provided income and benefits for employees who have been injured or sick due to workplace-related causes. Although this law has been around for over 100 years, it is constantly changing and adapting to meet …

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The Importance of Prompt Workers’ Compensation Reporting Policies for New Jersey Employers

The Importance of Prompt Workers’ Compensation Reporting Policies for New Jersey EmployersPrompt reporting of workers’ compensation claims is a crucial component to controlling workers’ compensation claim costs. In some states, not reporting a claim in a timely manner can give employers a strong defense in workers’ compensation court. However, in the New Jersey workers’ comp system, the amount of allowed extensions on reporting make this a weak defense for employers. Without solid policies on workplace injury reporting practices, employees can legally delay reporting in New Jersey for up to 90 days.…

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Employer Defenses Against Workers’ Comp Claims

Employer Defenses Against Workers’ Comp Claims

This blog post was originally published on October 29, 2015. It has been updated as of January 9, 2018.

Although the nature of New Jersey Workers’ Compensation claims are typically faultless, there are some specific instances where the employer can forego paying benefits to injured employees. Even with a sound workplace safety program and injury prevention strategies in place, accidents do happen. However, before utilizing your mandated coverage, consider the nature of the incident and determine if any of the …

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The Health Effects of Sitting at Work

the-health-effects-of-sitting-at-workThose who sit at a desk all day are typically answering the question, “Do you feel safe at work,” with a “Yes.” However, studies have found that these answers may be incorrect, technically speaking. As a reminder, make sure you’re protected with New Jersey Small Business Workers Compensation.

According to an article in Risk & Insurance, simply sitting at a desk for up to 40 hours a week can be detrimental to a person’s health.

The majority of

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Best Safety Practices in Case of Workplace Accidents

Best Safety Practices in Case of Workplace AccidentsAs a business, you never want injured employees. In order to avoid any minor or serious injuries keep a detailed plan and monitor your employees with best safety practices. Make sure you stay protected with New Jersey Workers’ Comp Insurance.

According to an article in Chron, these are a few of the best safety precautions in a workplace accident.

  1. Your team must be aware of the workplace safety practices to implement in their day to day work in
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Is Substance Abuse Costing Your Company?

Is Substance Abuse Costing Your CompanyAn unfortunate statistic shows that more than 70 percent of almost 120 million admitted drug and alcohol addicts are employed.  In fact, some may be working for you. However, there are ways to identify, address, and remedy this unfolding problem.

According to an article in Summit, substance abuse has cost U.S. employers more than $276 billion annually. These costs can come from lost productivity, workplace accidents and/or increased healthcare and insurance costs. It’s essential that you protect your business with

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Common Types of Claims for Healthcare Providers

Common Types of Claims for Healthcare ProvidersWhen considering the lifting and moving of patients and residents that occur when caring for people, it’s important to understand the cost of injuries. Manually lifting patients, moving heavy objects and awkward posture can all lead to more claims. Therefore, as a reminder, it’s critical to stay protected with NJ Healthcare Workers’ Comp.

According to “A Back Injury Prevention Guide for Healthcare Providers,” the physical demands of this field of work, can lead to common Workers’ Comp

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Reducing Workers’ Comp Claims in Restaurants

Reducing Workers’ Comp Claims in RestaurantsWhen running a restaurant, it’s important to implement safety programs that will help your business operate smoothly without any injuries. In order to reduce your costs, it’s essential to reduce your restaurant Workers’ Comp claims. Make sure your business is covered with a specialized Workers’ Comp for NJ Restaurants policy.

According to an article in Oregon Insurance Advisor, ensuring your workplace is safe is necessary but accidents can happen at any time. Therefore, you need to be prepared. Here

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2016 New Jersey Workers’ Comp Rate Forecast

2016 New Jersey Workers’ Comp Rate ForecastThe overall rates for New Jersey Workers’ Compensation is said to remain the same for 2016 as per the New Jersey Compensation Rating and Inspection Bureau. However, singular classification rates will change based on specific rating constituents.

Trend and Experience- The history of claims made during the last calendar year, and its two consecutive previous years, will be taken into consideration upon determining premiums. Paid and incurred losses will affect the individual company’s rate in addition to a trend factor …

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Workers’ Comp: Exploring the Risks of Heat Stroke

Workers’ Comp Exploring the Risks of Heat StrokeAs the extreme heat of the summer months persists, workers whose jobs are predominantly outside are at risk of suffering heat stress and heat stroke. However, in order to collect New Jersey Workers’ Compensation for this condition, there are specific guidelines that need to be proven. Moreover, protecting your employees from heat stroke is essential to deter against these claims.

Generally, Workers’ Compensation can be provided to those who can prove their heat stroke was caused or worsened by the …

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