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Preventing Workers’ Comp Claims: Fostering Safe Environments

Preventing Workers’ Comp Claims: Fostering Safe EnvironmentsIn this last installment of our article series on reducing workers’ compensation costs for small businesses, we’re going to explore how to foster a safe work environment so that your employees are less likely to become injured on the job. We’ve already identified who is likely to face risks, and the likelihood of facing a claim, so read on to ensure you are providing a safe work environment. Next, be sure to address your growing insurance needs with a Small Business Workers’ Compensation Insurance, which is required in most states.

Safety gear.

Depending on your industry, this section is largely subjective. However, basic safety and personal protective gear includes:

  • Protective eyewear
  • Gloves
  • Slip-resistant shoes
  • Helmets
  • Ergonomic chairs

Every industry and role has its safety concerns, so work to identify yours. Be sure to require compliance by all employees in a company policy so that this protective gear gets worn.

Identify and follow health codes.

National PEO suggests to find out what the health codes are in your area and post notices in the workplace. Simply encouraging your employees to wash their hands regularly can go a long way toward preventing the spread of illness and keeping everyone in the workplace healthy. Post tips for effective hand washing in company restrooms.

Maintain the building.

From salting icy steps in winter to reducing allergens and mold in vents, there are plenty of items that need tending in the building. Maintaining the premises and being alert of things that can cause injury is the first step in reducing workers’ comp claims.

Make it a team effort.

Especially in a small operation, cooperation goes a long way. Get everyone involved in staying alert and complying with regulations. Remember, the less injuries and happier the employees are, the more productivity you’ll accomplish. What’s more, happy employees are more loyal to your company.

About ASIA Workers’ Compensation

Workers’ Compensation insurance is required in most states, but that doesn’t mean all coverages are created equally. An experienced carrier with aggressive claims management can reduce the overall costs to the business and get the employee back to work in a timely manner. Associated Specialty Insurance Agency, Inc. has been “The Workers’ Compensation Specialist for Brokers and Agents” for the past two decades and is committed to providing brokers and insurance agents across the East Coast with expertise and services to develop a Workers’ Compensation policy. For more information about how we can assist you with claims management, anti-fraud measures, and more, call (610) 543-5510 to speak with one of our professionals.

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