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Do I Need Artisan Contractor Insurance?

Do I need Artisan Contractor InsuranceArtisan contractors are all around us. As the population continues to grow, so do the market for houses being built. The construction industry continues to remain one of the nation’s largest job-producing industries. Furthermore, artisan contractors represent almost two-thirds wage and salary jobs in the U.S. construction sector, primarily plumbing, electrical and masonry contractors. Make sure you are protected with Artisan Contractor Insurance policy.

According to an article in Insurance Journal, small artisan workers come with risks. Unfortunately, because artisan contractors are so specific in their line of work, purchasing liability coverage is very difficult. It also becomes complex because of the number of agents in the construction industry.

Insuring artisan contractors are more difficult in some states than others; however, the growing population has pushed the insurance market to find solutions. States with the nation’s most difficulty in terms of availability for the liability risks of artisan contractors working in residential construction are Arizona, California, Colorado, Nevada, and Washington. This has to do with the legal climate and the number of alleged construction defect claims.

These claims also come from the small artisan contractors that don’t have the right equipment, training or insurance. However, as artisans are becoming more skilled and specialized there is hope for the industry. Artisan contractors are becoming a lot more professional in what they do which in turn helps them stay insured the right way.

At Associated Speciality Insurance Agency, we are committed to providing our clients with the right program specifically designed for them. We know that artisans, from carpenters, plumbers, electricians, and others need a Workers’ Compensation program that’s in sync with their business needs and affordable as well. For more information on how we can provide you with your insurance needs, call us today at 866.679.7457.

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