The hospitality sector is fraught with Workers’ Compensation exposure – a significant cost driver in an operation’s bottom line. Slips and falls, back injuries, sprains and strains are common occurrences. Shift work, inherent in the industry, whether it’s a restaurant or hotel, also brings a higher risk for workplace injury.
At Associated Insurance Specialty Agency (ASIA), we have the underwriting expertise to offer your hospitality clients a solid and competitive plan from top-rated insurance markets. Our staff serves as an extension of your agency’s underwriting arm to help you determine what programs will work best with your accounts. We can provide you with assistance in identifying exposures, developing loss control measures to mitigate those risks and advising your customers on promoting clear employee communication. We will also help you review your client’s policy employee classifications to make sure they’re paying correct rates, and to identify overestimated exposures as well as cost-reduction opportunities.